> For the complete documentation index, see [llms.txt](https://help.takulabs.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.takulabs.io/apps/payments/in-person-payments/taku/card-not-present.md).

# Card-Not-Present

## How to Accept Payments without a Card Terminal

With TAKU, it is possible to accept credit card payments, even without a card terminal, also known as *card-not-present* payments. The two main methods of card-not-present payments are **Manual Entry** and **Saved Card**.

{% hint style="info" %}
For security, a customer Account is required in the Sales Register for all card-not-present transactions
{% endhint %}

### A. Accepting Payments with Manual Entry during a Transaction

When a customer wants to provide a credit card number by phone, text or email, during checkout you can use the Manual Entry tender option to open up a pop-up that will allow you to enter the credit card details.

1. In the **Sales Register**, scan an item.
2. Click on the **Pay** button.
3. Click on the integrated **Manual Entry** button. This will open the secure web component where you’ll fill out all the required fields.
4. Enable the **Save Card for Future Use** (OPTIONAL)

<figure><img src="/files/OWegsirRdR8gXBaSCj7a" alt="" width="375"><figcaption></figcaption></figure>

5. After filling in all the required fields, click on the **ACCEPT** button. This will send the amount for approval against the manually entered card.
6. An approval or decline message will appear.

   a. If the transaction is approved, click the **DONE** button.\
   b. If the transaction is declined, click the **Credit/Debit** button and ask the customer to try again with the same or a different card depending on the decline message.\
   c. If the transaction is approved, click the **DONE** button.

### B. Accepting Payments with a Saved Card during a Transaction

1. In the Sales Register, scan an item.
2. Click on the **Pay** button.
3. Click on the integrated **Saved Cards** button. This will open the Saved Cards dialog box where you’ll need to click on the **Card On File** drop down menu and select the Saved Card.

<figure><img src="/files/ULktStJJ6sH3ffL9D3x3" alt="" width="375"><figcaption></figcaption></figure>

4. Click on the **ACCEPT** button. This will send the amount for approval against saved card.
5. An approval or decline message will appear.

   a. If the transaction is approved, click the **DONE** button.

   b. If the transaction is declined, click the **Credit/Debit** button and ask the customer to try again with the same or a different card depending on the decline message.

   c. If the transaction is approved, click the **DONE** button.